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In most cases, your top-up will be available to use in 1 hour for travel by bus, train, and ferry. If you need to travel immediately, we recommend you top up in person.

How to top up online (4 steps)

Before you start


  • You must have a registered AT HOP card
  • You will need a credit or debit card. Please have your card details handy.

Choose the card you want to top up


  • Login to MyAT.
  • Under ‘My AT HOP cards’, choose the card you want to top up then select ’Top up online’.

Enter the amount and payment details


  • Enter the amount you want to add to your card then confirm your payment details, or change if needed.
  • Select ‘Pay now’.
  • Allow for the funds to become available for use before moving on to Step 4.

Tag on to activate


To activate your top-up, you’ll need to tag on at an AT HOP reader or electronic gate within 60 days. Until then, it will show as pending in your account. 

If you do not tag on within 60 days, the transaction will expire and the payment will be returned to your credit or debit card.

Other ways to top up 

You can top up your card in person at an AT HOP retailer, selected vending machines, or a customer service centre.  

If you’re a frequent traveller, you can load a monthly pass on your card to get unlimited travel on included services. 

HOP card balance expiry

Your AT HOP card, and any value loaded on it, will expire if it is not used, no refund is requested, the card is cancelled, or no HOP money or monthly pass value is loaded onto it for a continuous period of 6 years.

If this happens, you can contact us to transfer your balance and/or the value of any deactivated products, such as monthly passes, to another HOP card.

If your HOP card expires and you don’t take action, any remaining value will be forfeited and become the property of Auckland Transport.

AT HOP card expiry

All HOP cards expire 10 years after they are bought. Once that happens, we will replace your HOP card for free. 

Auto top-up your AT HOP card

Automatic top-up is an easy way to make sure you always have money on your HOP card.

How auto top-up works

When your card balance drops below the preset amount you’ve chosen, your card will automatically top up again by that amount.

Each time your auto top-up is triggered, you can use your HOP card immediately. You do not have to wait 1 hour for the funds to be available. We’ll send you an email confirmation. 

To activate your top-up, tag on at an AT HOP card reader or electronic gate within 60 days.

How to set an auto top-up (4 steps)

Before you start


  • You must have a registered AT HOP card
  • You can pay for auto top-up by credit card, debit card or bank account (available to customers of ANZ, ASB, BNZ, KiwiBank, TSB and Westpac only). Please have these details handy.

Choose your card


  • Log into MyAT.
  • Under ‘MyAT HOP cards’, choose the card you want to set an auto top-up for.
  • Select ‘Set up auto top-up’.

Choose your auto top-up settings


  • Choose the minimum balance that will trigger your top-up and the amount you want to top up by.
  • Set an end date, confirm your payment details or change if needed, then select ‘Confirm’.
  • Allow for the funds to become available before moving on to Step 4.

Tag on to activate


Tag on at an AT HOP card reader or electronic gate within 60 days. Until then, your top-up will show as pending in your account. 

After 60 days, the transaction will expire and the payment will be returned to your credit or debit card.

  1. Log in to your My AT account and select the card you want to change.
  2. Select ‘Edit auto top up’.
  3. Choose the minimum balance that will trigger your top-up and the amount you want to top up by.
  4. Set an end date and confirm your payment details.

If you’d rather not have an end date for your auto top-up, disable it by toggling ’Set an end date’ to OFF. 

  1. Log in to your My AT account.
  2. Select the card you want to change.
  3. Select ‘My products’ then select ‘Cancel’
    against your auto top-up.

Paying for auto top-up

If your payment doesn’t go through, we will make up to 2 attempts to collect the payment and send you an email each time.

After the third failed attempt, the top-up amount will be removed from your AT HOP card and the auto top-up will be cancelled.

If your HOP card has a negative balance, you will not be able to use it until it has been topped up.

If you’ve registered a bank account, please check that there are sufficient funds to cover your auto top-up.

If you’ve registered a credit or debit card, you can edit your payment details in MyAT.

  1. Log in to your MyAT account, select ‘View all cards’ then select the card you want to change.
  2. Go to the ‘My products’ tab then click ‘Edit’.
  3. Choose ‘Use a different card’ or ‘Use a bank account’. Select ‘Confirm’.

You will be directed to our secure payment portal to enter your new payment details.

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